<!DOCTYPE HTML PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN"> <html><head> <meta http-equiv="Content-Type" content="text/html; charset=ISO-8859-1"> <title>Homebuyer Education Newsletter</title> <style type="text/css">  </style> <body alink="#003366" bgcolor="#336699" link="#003366" vlink="#000000"> <hr /> <table align="center" border="0" bordercolor="#000000" cellpadding="10" cellspacing="0" width="633"> <tbody> </tbody>  <tbody> <tr></tr> <tr> <td align="center" bgcolor="#ffffff" valign="top"><table bgcolor="#ffffff" border="0" cellpadding="0" cellspacing="0" width="98%"> <tbody> <tr> <td align="center" height="1417" valign="top" width="68%"><table align="center" border="0" cellpadding="10" cellspacing="10" width="68%"> <tbody> <tr valign="top"> <td bgcolor="#ffffff" height="1426" width="67%"><div align="left"> <p align="center"><img src="http://d3vvlpz4biacrk.cloudfront.net/wp-content/uploads/2010/08/HULogoForHeader.png" width="522" height="155" /></p> <p align="center"> </p> <div align="left"> <h2 align="left"><strong><font color="#000000" size="5"><font face="Verdana, Arial, Helvetica, sans-serif"><u>California Department of Real Estate Accredited Continuing Education Provider</u></font></font></strong></h2> <p align="left"><font face="Verdana, Arial, Helvetica, sans-serif" size="2">Contact <strong><font color="#000000" face="Verdana, Arial, Helvetica, sans-serif" size="2">Christopher Apodaca </font></strong><font color="#000000" face="Verdana, Arial, Helvetica, sans-serif" size="2">(714)538-4404 x104</font> for more information and scheduling.</font><font color="#000000" face="Verdana, Arial, Helvetica, sans-serif" size="2"><strong><br /> </strong></font></p> </div> <table width="667" border="0"> <tr> <td width="569" height="221"><div align="left"> <h2 align="left"><strong><font color="#000000" size="5"><font face="Verdana, Arial, Helvetica, sans-serif"><u>H.R. 330 – Homebuyer Tax Credit Renewal Act of 2011</u></font></font></strong></h2> <p align="left"><font face="Verdana, Arial, Helvetica, sans-serif" size="2">H.R. 330 was referred to the House Committee on Ways and Means on January 19, 2011. <strong><font color="#000000">Looks like the homebuyer tax credit extension conversation is back in the news.</font></strong></font></p> <p><strong><font color="#000000" face="Verdana, Arial, Helvetica, sans-serif" size="2">Learn More...</font></strong><font color="#000000" face="Verdana, Arial, Helvetica, sans-serif" size="2"><strong><br /> <a href="http://www.homeownershipuniversity.com/tax-credit/h-r-330-homebuyer-tax-credit-renewal-act-of-2011/?utm_source=2-11+John+Email&utm_medium=email&utm_campaign=email+DPA"><img src="http://www.biscmi.org/click_here_button.jpg" alt="" width="120" height="59" /></a></strong></font></p> </div></td> <td width="88"><img src="http://www.homeownershipuniversity.com/wp-content/uploads/2011/02/2011-Homebuyer-Tax-Credit1.jpg" width="143" height="216" /></td> </tr> </table> <div align="left"> <h2 align="left"><strong><font color="#000000" size="5"><font face="Verdana, Arial, Helvetica, sans-serif"><u>Buy Again After Bankruptcy Short Sale or Foreclosure?</u></font></font></strong></h2> <p align="left"><font face="Verdana, Arial, Helvetica, sans-serif" size="2">“When Can I buy again after a Bankruptcy, short sale or foreclosure?”. These guidelines have changed quite a bit over the past three years (becoming more strict) and are accurate as of the date of today’s post – 2/3/2011.</font></p> <p><strong><font color="#000000" face="Verdana, Arial, Helvetica, sans-serif" size="2">Learn More...</font></strong><font color="#000000" face="Verdana, Arial, Helvetica, sans-serif" size="2"><strong><br /> <a href="http://www.homeownershipuniversity.com/home-buyers/buy-again/how-long-do-i-have-to-wait-after-a-bankruptcy-short-sale-or-foreclosure/?utm_source=2-11+John+Email&utm_medium=email&utm_campaign=email+buy+again+bk"><img src="http://www.biscmi.org/click_here_button.jpg" alt="" width="120" height="59" /></a></strong></font></p> </div> <div align="left"> <h2 align="left"><strong><font color="#000000" size="5"><font face="Verdana, Arial, Helvetica, sans-serif"><u>One day out of Short Sale You Can Buy Again?</u></font></font></strong></h2> <p align="left"><font face="Verdana, Arial, Helvetica, sans-serif" size="2">You can buy again, using an FHA loan, if you are only one day out of closing on a short sale IF . . . </font><font face="Verdana, Arial, Helvetica, sans-serif" size="2">This is pretty amazing right? I mean, normally there’s a waiting period after a short sale (minimum of 3 years), but this opens a few doors.</font></p> <p><strong><font color="#000000" face="Verdana, Arial, Helvetica, sans-serif" size="2">Learn More...</font></strong><font color="#000000" face="Verdana, Arial, Helvetica, sans-serif" size="2"><strong><br /> <a href="http://www.homeownershipuniversity.com/home-buyers/buy-again/day-short-sale-buy-again/?utm_source=2-11+John+Email&utm_medium=email&utm_campaign=email+1d+short+sale"><img src="http://www.biscmi.org/click_here_button.jpg" alt="" width="120" height="59" /></a></strong></font></p> </div> <div align="left"> <h2 align="left"><strong><font color="#000000" size="5"><font face="Verdana, Arial, Helvetica, sans-serif"><u>FHA Monthly Mortgage Insurance Premium Rises Again</u></font></font></strong></h2> <p align="left"><font face="Verdana, Arial, Helvetica, sans-serif" size="2">On April 18th, 2011 FHA monthly mortgage insurance premium is rising again after the release of the administrations recent report to congress – Reforming America’s Housing Finance Market.</font></p> <p><strong><font color="#000000" face="Verdana, Arial, Helvetica, sans-serif" size="2">Learn More...</font></strong><font color="#000000" face="Verdana, Arial, Helvetica, sans-serif" size="2"><strong><br /> <a href="http://www.homeownershipuniversity.com/home-buyers/home-purchase-loan/fha-home-loan/fha-mortgage-insurance-rises/?utm_source=2-11+John+Email&utm_medium=email&utm_campaign=email+fha+mi"><img src="http://www.biscmi.org/click_here_button.jpg" alt="" width="120" height="59" /></a></strong></font></p> </div> <p align="left"><strong><font color="#000000" size="5"><font face="Verdana, Arial, Helvetica, sans-serif"><u>Are there Specialty Programs available for your Profession?</u></font></font></strong></p> <p align="left"><strong><font color="#000000" size="5"><font face="Verdana, Arial, Helvetica, sans-serif"><u>Call Toll Free (866) 667-6724</u></font></font></strong></p> <p align="left"><strong><font color="#000000" size="3"><font face="Verdana, Arial, Helvetica, sans-serif"><u>Stay up to date with all of our Specialty Home Purchase Programs and Continuing Homeownership Education</u></font></font></strong></p> <p align="left"><font face="Verdana, Arial, Helvetica, sans-serif" size="2">Educators, K12 Teachers, Professors, Administrators, Members of State Public Employee Pension System (PERS), Teachers Pension System (STRS), Judges Pension System, Legislators Pension System, are eligible for down payment assistance for the purchase of a new home.</font></p> <p align="left"><font face="Verdana, Arial, Helvetica, sans-serif" size="2"><u>Plus</u>, each of the following professionals are eligible for specialty programs for the purchase of a new home;</font></p> <table border="0" height="201" width="656"> <tbody> <tr> <td height="197" width="339"><div align="left"> <ul id="Small"> <li><font face="Verdana, Arial, Helvetica, sans-serif" size="2">City Employees</font></li> <li><font face="Verdana, Arial, Helvetica, sans-serif" size="2">County Employees</font></li> <li><font face="Verdana, Arial, Helvetica, sans-serif" size="2">Dental Assistants</font></li> <li><font face="Verdana, Arial, Helvetica, sans-serif" size="2">Dentists</font></li> <li><font face="Verdana, Arial, Helvetica, sans-serif" size="2">Doctors</font></li> <li><font face="Verdana, Arial, Helvetica, sans-serif" size="2">Emergency Medical Technicians</font></li> <li><font face="Verdana, Arial, Helvetica, sans-serif" size="2">Faith Based Organization Employees</font></li> <li><font face="Verdana, Arial, Helvetica, sans-serif" size="2">Firemen</font></li> <li><font face="Verdana, Arial, Helvetica, sans-serif" size="2">First Responders</font></li> <li><font face="Verdana, Arial, Helvetica, sans-serif" size="2">Health Care Professionals</font></li> <li><font face="Verdana, Arial, Helvetica, sans-serif" size="2">Hospital Employees</font></li> <li><font face="Verdana, Arial, Helvetica, sans-serif" size="2">Judges</font></li> </ul> </div></td> <td width="307"><div align="left"> <ul id="Small"> <li> <font face="Verdana, Arial, Helvetica, sans-serif" size="2">Police</font></li> <li><font face="Verdana, Arial, Helvetica, sans-serif" size="2">Professors (Public & Private)</font></li> <li><font face="Verdana, Arial, Helvetica, sans-serif" size="2">National Guard</font></li> <li><font face="Verdana, Arial, Helvetica, sans-serif" size="2">Nurses</font></li> <li><font face="Verdana, Arial, Helvetica, sans-serif" size="2">Medical Assistants</font></li> <li><font face="Verdana, Arial, Helvetica, sans-serif" size="2">Medical Insurer Employees</font></li> <li><font face="Verdana, Arial, Helvetica, sans-serif" size="2">Military (Active & Retired)</font></li> <li><font face="Verdana, Arial, Helvetica, sans-serif" size="2">Municipality Employees</font></li> <li><font face="Verdana, Arial, Helvetica, sans-serif" size="2">School Employees (Public & Private)</font></li> <li><font face="Verdana, Arial, Helvetica, sans-serif" size="2">School Administrators (Public & Private)</font></li> <li><font face="Verdana, Arial, Helvetica, sans-serif" size="2">State Employees</font></li> <li><font face="Verdana, Arial, Helvetica, sans-serif" size="2">Teachers (Public & Private</font>)</li> </ul> </div></td> </tr> </tbody> </table> <p align="left"><font face="Verdana, Arial, Helvetica, sans-serif" size="2">Over 9,000 Public Employees and specialty professionals all over the State of California have attended these no-cost online courses and have taken advantage of this historical real estate market. If you have not yet registered, please join us for one of these presentations.</font></p> <p align="left"><strong><font color="#000000" face="Verdana, Arial, Helvetica, sans-serif" size="2">Stay Informed...</font></strong><a href="http://www.elabs7.com/c.html?rtr=on&s=ohb,k6tn,kk,7ajd,ef,7b8u,7c8s"><font color="#000000" face="Verdana, Arial, Helvetica, sans-serif" size="2"><strong><br /> </strong></font></a><a href="http://www.homeownershipuniversity.com/hu-whats-news-update-email-newsletter/?utm_source=2-11+John+Email&utm_medium=email&utm_campaign=email+opt+in"><img src="http://www.biscmi.org/click_here_button.jpg" alt="" width="120" height="59" /></a></p> <p align="left"><br /> <font face="Verdana, Arial, Helvetica, sans-serif" size="2"><strong><font color="#000000">Presenters and Homeownership Educators Include:</font></strong></font></p> <table border="1" cellpadding="5" cellspacing="0" height="136" width="100%"> <tbody> <tr align="left" valign="top"> <td height="44" width="35%"><p><b><font color="#000000" face="Verdana, Arial, Helvetica, sans-serif" size="2">Scott Schang </font></b><font color="#000000" face="Verdana, Arial, Helvetica, sans-serif" size="2">(714)336-8286</font></p></td> <td width="34%"><p><strong><font color="#000000" face="Verdana, Arial, Helvetica, sans-serif" size="2">Christopher Apodaca </font></strong><font color="#000000" face="Verdana, Arial, Helvetica, sans-serif" size="2">(714)538-4404 x104 en Español</font></p></td> <td width="31%"><p><font color="#000000" face="Verdana, Arial, Helvetica, sans-serif" size="2"><strong>Questions for a homeownership expert? <br /> Call (866) 667-6724</strong></font></p></td> </tr> <tr align="left" valign="top"> <td height="77" bgcolor="#336699"><p><font face="Verdana, Arial, Helvetica, sans-serif" size="2">Homeownership Educator, Broadview Mtg Corp. NMLS# 279893</font></p></td> <td bgcolor="#336699"><p><font face="Verdana, Arial, Helvetica, sans-serif" size="2">Mtg Banker, Broadview Mtg Corp. NMLS# 269247</font></p></td> <td bgcolor="#336699"><div align="center"><font face="Verdana, Arial, Helvetica, sans-serif" size="2"><span class="MsoNormal"><a href="http://messenger.providesupport.com/messenger/broadviewmortgage.html?ps_s=u8Vtw7FOZLyv"><img src="http://image.providesupport.com/image/broadviewmortgage/online-658263775.gif" width="166" height="61" /></a></span><br /> </font></div></td> </tr> </tbody> </table> </div></td> </tr> <tr valign="top"> <td bgcolor="#ffffff" height="289"><div align="center"> <table border="0" height="93" width="594"> <tbody> <tr> <td height="88" width="144"><div align="center"><a href="http://www.homeownershipuniversity.com/home-loan-quick-application/?utm_source=2-11+John+Email&utm_medium=email&utm_campaign=email+quick+apply"><img src="http://www.livetemeculavalley.com/files/2010/11/Home-Loan-Approval.png" width="197" height="55" /></a></div></td> <td width="144"><div align="center"> <p><a href="http://www.homeownershipuniversity.com/down-payment-assistance-finder/?utm_source=2-11+John+Email&utm_medium=email&utm_campaign=email+dpa"><img src="http://www.livetemeculavalley.com/files/2010/11/Down-payment-finder.png" width="197" height="55" /></a></p> </div></td> <td width="144"><div align="center"><a href="http://www.homeownershipuniversity.com/idx/advanced/?utm_source=2-11+John+Email&utm_medium=email&utm_campaign=email+home+search"><img src="http://www.livetemeculavalley.com/files/2010/11/Seach-Homes-for-Sale.png" width="196" height="54" /></a></div></td> <td width="144"><div align="center"></div></td> </tr> </tbody> </table> <div align="center"> <div align="center"><strong><font face="Verdana, Arial, Helvetica, sans-serif" size="1">Broadview Mtg Corp. | </font></strong><font face="Verdana, Arial, Helvetica, sans-serif" size="1">1521 E. Katella Ave, Orange CA 92867<strong> | </strong><a href="http://www.homeownershipuniversity.com">www.homeownershipuniversity.com</a></font><br /> <br /> <div align="center"></div> </div> <p><font face="Verdana, Arial, Helvetica, sans-serif" size="1">*California Department of Real Estate Continuing Education Offering Approval Certificate Number 4892, A Complete Guide to CalPERS, CalSTRS, and CalHFA. California (CA)-Licensed by the Department of Corporations under The California Residential Mtg Lending Act License Number 417-0745. Equal Housing Lender. NMLS# 178794.</font></p> <p><font face="Verdana, Arial, Helvetica, sans-serif" size="1">We are sending this email as a way to communicate these educational updates as they occur. If you would like to be omitted from these updates, please go here:<a href="http://www.homeownershipuniversity.com/remove-list/">http://www.homeownershipuniversity.com/remove-list/</a> Please alert us of any unknown issues or unresolved requests at (714) 538-4404 x101.</font></p> <p><font face="Verdana, Arial, Helvetica, sans-serif" size="1">This is a commercial message. You are receiving this email at the following address: blackmax@projects.hepforge.org <br /> Your Unique transmission ID# 37149539. Keep HomownershipUniversity emails coming... Add response@calpetr.com to your address book. </font></p> </div> </div></td> </tr> </tbody> </table></td> </tr> </tbody> </table></td> </tr> <tr> <td height="194" valign="top"> </td> </tr> </tbody> <tbody> <tr></tr> </tbody> </table> </body></html>